Three Decades In The Industry.
About Cappello.
Need quick access to cash without parting with your treasured pieces? At Cappello & Co., we offer secure, confidential jewelry loans and asset-based loans that let you unlock the value of what you already own, without having to sell it. From fine jewelry and luxury watches to vehicles and boats, we make the process easy, private, and fast. We provide fast, fair evaluations with flexible loan terms tailored to your needs.
What Is a Collateral Loan?
A collateral loan or asset-based loan is a short-term collateral loan secured by your fine jewelry, diamonds, luxury timepieces, or vehicle. Instead of selling your valuables, you borrow against their value and retain ownership as long as the loan is repaid.
Why Choose a Collateral Loan?
- You keep your valuables: Get the funds you need without saying goodbye to meaningful pieces.
- No credit check: Your loan is based solely on the value of your item.
- Immediate cash: Evaluations and payouts are done in-house, so you leave with cash in hand.
- Flexible repayment: Redeem your item any time during the loan term.
What Items Can You Use as Collateral?
- Diamond jewelry
- Gold chains and bracelets
- Luxury watches (Rolex, Cartier, etc.)
- Estate and vintage pieces
- Designer and signed jewelry
- Vehicles, boats, and motorcycles (must have a clear title)
Loan Terms at Cappello & Co.:
- Interest payment is due 30 days after the loan is received
- We offer prorated interest after the first 30 days
- Interest rates range from 5% to 15%, depending on the value and type of collateral
- We are insured and licensed through the state of Florida
We’re committed to transparency and fairness in every transaction. Our in-house experts provide honest evaluations, and all items are stored securely in our fully insured facility for the duration of your loan.
How It Works:
- Bring in your item for a complimentary evaluation
- Receive a loan offer based on current market value
- Get paid on the spot with no credit check or delays
- Repay and redeem your item anytime—no penalties for early payment
Trust. Discretion. Experience.
With decades of experience, Cappello & Co. is proud to be one of the most trusted names in jewelry loans in the Clearwater area. Your privacy and peace of mind are our top priorities.
Visit us today or call 727-585-5700 to learn more or schedule a private consultation. Let us help you access the value of what you already own—on your term.